
Buying a House in Torrevieja – Complete Guide for Swedish Buyers 2026
Buying a house in Torrevieja: prices by area, purchase process, taxes, NIE and mortgages — practical guide for Swedes who want to live on Costa Blanca 2026.

Complete guide to the NIE number: what it is, why you need it, how to apply from Sweden or Spain, and common mistakes to avoid.
The NIE number (Número de Identidad de Extranjero) is the first thing you need to sort before buying a property, opening a bank account or signing a rental contract in Spain. It is a personal identification number for foreigners and is required for virtually all financial and legal matters in the country. Without a NIE you cannot complete a property purchase.
The good news: the application is simple and cheap. The government fee is 9.84 euros. If you apply directly in Spain you can have the number the same day. If you apply through the Spanish embassy in Stockholm it takes 2–4 weeks. In this guide we walk you through the entire process — from which documents you need to the most common mistakes and how to avoid them.
NIE stands for Número de Identidad de Extranjero — the foreigner's identity number. It is a unique number assigned to every foreigner who has financial, professional or legal matters in Spain. The format looks like this: X-1234567-A (one letter, seven digits and a check letter).
Important to understand: the NIE number is not a residence permit. It does not give you the right to live or work in Spain. It is solely an identification number for administrative purposes — think of it as your Spanish personal number for tax matters.
The number is permanent. Once you have your NIE you keep it for life, regardless of whether you live in Spain or not. However, the paper document (certificate) you receive may have a validity period of three months — but the number itself remains the same.
In short: you need it for everything that involves money or contracts in Spain. Here are the most common reasons:
If you are planning to buy a property on the Costa Blanca you should apply for a NIE as early as possible in the process — ideally 4–6 weeks before the planned purchase.
Tips
Tip: Apply for a NIE before you find your dream property. It is smoother to have the number ready in advance than to rush the application while a seller is waiting for you to sign.
You do not need to travel to Spain to get a NIE. The application can be made through Spanish diplomatic representations in Sweden.
Contact the embassy or consulate by email to book an appointment. An appointment is required — you cannot turn up without one.
Allow 2–4 weeks from when you submit the application. The embassy sends your application to Spain for processing, and you then collect your NIE certificate or have it sent to you.
Applying in person in Spain is faster. Depending on the province you can get your NIE the same day or within 1–2 weeks.
All NIE processing in Spain requires an appointment — a so-called cita previa. You book via the official website Sede Electrónica (sede.administracionespublicas.gob.es). Select your province, then "Policía — Certificados UE" or "Asignación de NIE".
Download Modelo 790 código 012 from the Agencia Tributaria website. Fill in the form, print it and pay the fee (9.84 euros) at any Spanish bank. You must pay before your visit — keep the receipt.
Bring all documents (see checklist below) to your booked appointment. Processing normally takes 15–30 minutes. In smaller towns such as Torrevieja you can often get the certificate immediately. In large cities like Madrid or Barcelona you may need to come back after 5–10 working days.
Obs!
Warning: In popular coastal areas it can be difficult to book a cita previa — slots can be fully booked weeks in advance. Book as early as possible. Check the system between 08:00–09:00 Spanish time, when new slots are often released.
Here is everything you need to bring, whether you are applying in Sweden or Spain:
Documents for the NIE application
Form EX-15
Completed in Spanish, printed and signed (print two copies)
Passport (original)
Valid passport — check it does not expire within 3 months
Passport copy
Copy of the main page with photo and personal details
Justification/justificación
Document showing why you need a NIE: purchase contract, employment contract, bank matter etc.
Modelo 790 código 012
Payment receipt — paid at a Spanish bank before your visit (9.84 €)
Photo (for TIE application)
Passport photo not required for NIE alone, only if simultaneously applying for a residence card
The form is in Spanish and requires the following information:
The form is available to download from the Policía Nacional's Sede Electrónica (sede.policia.gob.es) under "Trámites de Extranjería".
Processing time varies depending on where you apply:
Processing time by location
Spain, small town (e.g. Torrevieja)
Same day – 5 working days
Spain, large city (Madrid, Barcelona)
5 – 15 working days
Spanish Embassy Stockholm
2 – 4 weeks
Via gestoría with power of attorney
1 – 3 weeks
The longest wait is often not the processing itself but getting an appointment. In large cities and popular coastal areas, the cita previa can be fully booked weeks in advance. Plan accordingly.
The NIE application itself is inexpensive. Here are the costs:
Costs for the NIE application
Government fee (Tasa 012, Modelo 790)
9.84 €
Gestoría/solicitor (if using an agent)
100 – 200 €
Power of attorney/poder notarial (if an agent applies for you)
50 – 150 €
Total, own application
approx 10 €
Total, via gestoría
approx 160 – 350 €
The fee of 9.84 euros is paid by completing Modelo 790 código 012 and paying at a Spanish bank. Banks do not charge an extra fee for the payment.
Fastigheter
Utforska tillgängliga fastigheter i Costa Blanca
Se aktuella bostäder i området och jämför lägen, prisnivåer och boendetyper i lugn och ro.
The three abbreviations are easily confused. Here is the simple explanation:
NIE (Número de Identidad de Extranjero) — your identification number as a foreigner. A number, not a physical ID card. You receive it on an A4 paper (certificate). All foreigners with matters in Spain need it.
NIF (Número de Identificación Fiscal) — the tax number. For Spanish citizens the NIF is the same as their DNI number (national ID). For foreigners, the NIF is identical to your NIE. You therefore do not need to apply separately — if you have a NIE you automatically have your NIF.
TIE (Tarjeta de Identidad de Extranjero) — the physical residence card in credit card format with photo, fingerprints and a chip. Issued to non-EU citizens who have a residence permit for longer than six months. As a Swedish EU citizen you do not need a TIE — you only need a NIE.
NIE, NIF and TIE compared
What is it?
NIE: Identity number · NIF: Tax number · TIE: Physical ID card
Who needs it?
NIE: All foreigners · NIF: Everyone (=NIE for foreigners) · TIE: Non-EU with residence permit
Format
NIE: X-1234567-A (paper) · NIF: Same as NIE · TIE: Plastic card with chip
Validity
NIE: Permanent (the number) · NIF: Permanent · TIE: Must be renewed
Yes — and it is more common than you might think, particularly among Swedes buying property in Spain who cannot travel there solely for the NIE application.
A gestoría is a Spanish administrative agency specialising in bureaucratic matters. They can handle your entire NIE application — from booking an appointment to submission — for a fee of normally 100–200 euros. Many Swedish estate agents in Spain have contacts with gestorías and can recommend one.
For someone to apply on your behalf you need to issue a power of attorney — a poder notarial or poder especial. The power of attorney must:
The power of attorney should specifically state that the person has the right to apply for a NIE on your behalf. A general power of attorney is normally not sufficient.
Tips
Tip: If you already have a Spanish solicitor helping you with the property purchase, they can often handle the NIE application as part of their service. Ask your estate agent — it saves both time and money.
Based on thousands of applications, there are a number of recurring problems. Here are the most common:
The most common mistake of all: you turn up to your appointment without the payment receipt. The fee must be paid in advance at a Spanish bank. The official will not accept card payment or cash on the spot. If you forget the receipt you will be sent home and have to book a new appointment.
You must be able to show why you need a NIE. A verbal "I'm going to buy an apartment" is not always enough. Bring written documentation: pre-agreement, reservation agreement, bank confirmation or similar. The clearer, the smoother.
The form must be completed in Spanish. Common mistakes: incorrect nationality (write "Sueca", not "Svensk"), wrong address format or forgetting to sign. Check every field before you hand it in.
Your passport should ideally be valid for at least three months after the application date. If you have a passport that is about to expire — renew it first.
You cannot go to the police station without an appointment. All visits require a cita previa. During high season (May–September) on the Costa del Sol and Costa Blanca, slots can be fully booked weeks in advance.
Always bring two copies of each document — EX-15, passport and justification. The official keeps one copy. If you have no copies with you you may be asked to go to the nearest copy shop and come back, and risk losing your slot.
Kontakt
Kontakta oss så hjälper vi dig vidare – oavsett om du är i startgroparna eller redo att köpa.
Kontakta ossLast updated: April 2026. Fees and processing times may change — contact us for current information.
Decision support
Ansöker du direkt i Spanien hos Policía Nacional kan du få ditt NIE-nummer samma dag eller inom 1-2 veckor beroende på provins. Ansöker du via spanska ambassaden i Stockholm tar det normalt 2-4 veckor. Boka cita previa i god tid — i populära kustområden som Costa Blanca kan väntetiden för att få en tid vara flera veckor.
Ja, NIE-nummer krävs för att slutföra ett fastighetsköp i Spanien. Utan det kan du varken skriva under köpehandlingarna hos notarien, betala köpskatter eller registrera lagfarten. Du behöver också NIE för att öppna spanskt bankkonto, teckna el- och vattenavtal och betala fastighetsskatt (IBI). Ansök i god tid innan köpet — helst 4-6 veckor före planerat tillträdesdatum.
Ja, du kan ansöka via spanska ambassaden i Stockholm eller honorärkonsulateten i Göteborg. Du kan också ge en gestoría eller advokat i Spanien fullmakt (poder notarial) att ansöka åt dig. Fullmakten måste vara notariserad, apostillerad och eventuellt översatt till spanska. Gestoría-tjänsten kostar normalt 100-200 euro utöver den statliga avgiften.
Den statliga avgiften (Tasa 012, Modelo 790) är 9,84 euro (2026). Du betalar avgiften på en spansk bank innan ditt besök. Anlitar du en gestoría eller advokat tillkommer normalt 100-200 euro för deras tjänst. Själva ansökan är alltså billig — det är tiden och logistiken som kostar.
NIE (Número de Identidad de Extranjero) är ditt unika identifikationsnummer som utlänning — ett nummer du behåller livet ut. NIF (Número de Identificación Fiscal) är skattenumret, och för utlänningar är NIF identiskt med ditt NIE-nummer. TIE (Tarjeta de Identidad de Extranjero) är det fysiska uppehållskortet (med foto och chip) som utfärdas till icke-EU-medborgare med uppehållstillstånd längre än sex månader.
Sources

Buying a house in Torrevieja: prices by area, purchase process, taxes, NIE and mortgages — practical guide for Swedes who want to live on Costa Blanca 2026.

Cheap houses in Spain from 80,000 €: prices on Costa Blanca, Costa Cálida, Torrevieja and Mazarrón — hidden costs, risks and tips for bargains in 2026.

Everything you need to know about Orihuela Costa on Costa Blanca: areas, property prices, climate, beach life and tips for buying property in southern Spain.