Properties in Marbella
Luxury, golf and beach life at the Costa del Sol's most sought-after address.
Marbella combines exclusive areas, international schools and a vibrant social scene. Here you will find everything from luxury villas to modern apartments close to the beach.
Why buy a property in Marbella?
Luxury living
Premium properties near Puerto Banus and the Golden Mile.
Golf
Several of Europe's finest golf courses.
Beach clubs
World-class restaurants and beach clubs.
International
Strong international community year-round.
Price range in Marbella
Marbella is in the premium segment with wide variation depending on location and standard. Beachfront and golf-adjacent locations are the most sought-after.
Popular areas and current highlights
Nueva Andalucia for golf and family living.
Golden Mile for luxury and beach.
San Pedro for a more relaxed town life.
East Marbella for beach and tranquillity.
Current properties in Marbella
Common questions about Marbella
Step-by-step guide: 1. Preparations (1-2 weeks) - Apply for a NIE number (tax number) - Open a Spanish bank account - Hire a Swedish-speaking agent 2. Find a property (2-8 weeks) - Visit properties - Compare prices and areas - Get a survey (recommended) 3. Preliminary contract (1 week) - Sign the preliminary contract (contrato de arras) - Pay deposit (10% of purchase price) 4. Final contract (4-8 weeks) - Notary appointment - Pay remaining amount + costs - Get the keys! Total time: 2-4 months from start to finish.
In addition to the purchase price, the following costs apply: Mandatory costs: - Transfer tax (ITP): 8-10% of purchase price - Notary fees: 600-1,200 EUR - Registration: 400-800 EUR - Legal advice: 1,000-2,000 EUR Total: Budget 10-13% of the purchase price in additional costs. Example: Apartment for 150,000 EUR = 15,000-19,500 EUR in additional costs.
On purchase: - Transfer tax (ITP): 8-10% (existing property) - VAT (IVA): 10% (new build) Annual taxes: - Property tax (IBI): 200-600 EUR/year (depending on assessed value) - Waste tax: 50-150 EUR/year - Income tax (if renting): 19-24% on rental income - Wealth tax (IRNR): 19-24% on estimated rental value (even if not renting) Community fees (apartments): - 300-1,200 EUR/year (depending on facilities) Total per year: 800-2,500 EUR for an average apartment.
Yes, a NIE number is MANDATORY to buy property in Spain. What is a NIE? - Número de Identificación de Extranjero - Spanish tax number for foreigners - Required for all financial transactions How to get a NIE: 1. Book an appointment at the Spanish consulate 2. Fill in the application (EX-15) 3. Pay the fee (~10 EUR) 4. Wait 2-4 weeks Or: Apply directly in Spain (faster, 1-2 days)
Yes, but it is more difficult than in your home country. Requirements: - Permanent employment (at least 1 year) - Income of at least 25,000 EUR/year - Down payment 30-40% (banks lend max 60-70%) - NIE number - Spanish bank account Interest rates: 3-5% (higher than in Northern Europe) Alternatives: - Mortgage with your home bank (often better terms) - Remortgage existing property at home
Total time: 2-4 months Timeline: - Week 1-2: NIE number + bank account - Week 3-8: Find a property - Week 9: Preliminary contract + deposit - Week 10-16: Legal review - Week 16: Final contract at notary Fastest: 6 weeks (if everything goes smoothly) Slowest: 6 months (if complications arise)