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Marbella

Properties in Marbella

Luxury, golf and beach life at the Costa del Sol's most sought-after address.

Marbella combines exclusive areas, international schools and a vibrant social scene. Here you will find everything from luxury villas to modern apartments close to the beach.

Why buy a property in Marbella?

Luxury living

Premium properties near Puerto Banus and the Golden Mile.

Golf

Several of Europe's finest golf courses.

Beach clubs

World-class restaurants and beach clubs.

International

Strong international community year-round.

Price range in Marbella

Marbella is in the premium segment with wide variation depending on location and standard. Beachfront and golf-adjacent locations are the most sought-after.

Popular areas and current highlights

Nueva Andalucia for golf and family living.

Golden Mile for luxury and beach.

San Pedro for a more relaxed town life.

East Marbella for beach and tranquillity.

Current properties in Marbella

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Common questions about Marbella

Step-by-step guide:

1

Preparations (1-2 weeks)

  • •Apply for a NIE number (tax number)
  • •Open a Spanish bank account
  • •Hire a Swedish-speaking agent
2

Find a property (2-8 weeks)

  • •Visit properties
  • •Compare prices and areas
  • •Get a survey (recommended)
3

Preliminary contract (1 week)

  • •Sign the preliminary contract (contrato de arras)
  • •Pay deposit (10% of purchase price)
4

Final contract (4-8 weeks)

  • •Notary appointment
  • •Pay remaining amount + costs
  • •Get the keys!

Total time: 2-4 months from start to finish.

In addition to the purchase price, the following costs apply:

Mandatory costs

  • •Transfer tax (ITP): 8-10% of purchase price
  • •Notary fees: 600-1,200 EUR
  • •Registration: 400-800 EUR
  • •Legal advice: 1,000-2,000 EUR

Total: Budget 10-13% of the purchase price in additional costs.

Example: Apartment for 150,000 EUR = 15,000-19,500 EUR in additional costs.

On purchase

  • •Transfer tax (ITP): 8-10% (existing property)
  • •VAT (IVA): 10% (new build)

Annual taxes

  • •Property tax (IBI): 200-600 EUR/year (depending on assessed value)
  • •Waste tax: 50-150 EUR/year
  • •Income tax (if renting): 19-24% on rental income
  • •Wealth tax (IRNR): 19-24% on estimated rental value (even if not renting)

Community fees (apartments)

  • •300-1,200 EUR/year (depending on facilities)

Total per year: 800-2,500 EUR for an average apartment.

Yes, a NIE number is MANDATORY to buy property in Spain.

What is a NIE? - Número de Identificación de Extranjero - Spanish tax number for foreigners - Required for all financial transactions

How to get a NIE

1. Book an appointment at the Spanish consulate 2. Fill in the application (EX-15) 3. Pay the fee (~10 EUR) 4. Wait 2-4 weeks

Or: Apply directly in Spain (faster, 1-2 days)

Yes, but it is more difficult than in your home country.

Requirements

  • •Permanent employment (at least 1 year)
  • •Income of at least 25,000 EUR/year
  • •Down payment 30-40% (banks lend max 60-70%)
  • •NIE number
  • •Spanish bank account

Interest rates: 3-5% (higher than in Northern Europe)

Alternatives

  • •Mortgage with your home bank (often better terms)
  • •Remortgage existing property at home

Total time: 2-4 months

Timeline

  • •Week 1-2: NIE number + bank account
  • •Week 3-8: Find a property
  • •Week 9: Preliminary contract + deposit
  • •Week 10-16: Legal review
  • •Week 16: Final contract at notary

Fastest: 6 weeks (if everything goes smoothly) Slowest: 6 months (if complications arise)

Properties Marbella | Luxury, golf and beach